Life Insurance - Why We Buy Life Insurance

Do you think you're paying too much for insurance? Would you like to pay a lot less for adequate coverage? If you answered "Yes" to any or both of these questions then you can really save much by using the tips here...

If you are single and don't have a family, you will probably think less of source as a priority. However, even if you are single, life coverage can offer you some advantages.

The last thing you need to worry about on vacation is what will happen if you don't come back, and a good set of estate planning documents will keep that worry far away from your mind. This typically means setting up a will and a trust tailored to the unique needs of your family before hitting the road to paradise.

You can have the best ideas in the world on how to really help people! You can have a great marketing campaign to attract the right people to you! But, you'll still struggle if you can't get a high percentage of those people to take immediate action.

Who buys final expense insurance insurance? Sometimes seniors purchase a policy for themselves. They want to make sure that their kids can pay for a funeral without having to worry about coming up with cash. Those people feel as if the premiums are an affordable way to plan for the future.

Think of it this way, if you are over age 70 1/2 then you are required (except in 2009) to take a government imposed minimum withdrawal from your IRA every year. When you take that withdrawal, you are taxed on it. Say that you are forced to withdraw ,000. Then ,000 is added to your income and taxes are due. But until the end of this year, instead of taking that withdrawal you can have it sent directly to your church, for example, and you do not have to pay taxes on it. That's effectively the same as gettng a deduction on the ,000.

These are just some of the things you will want to consider when thinking about your options for deferring capital gains tax. There are many other things to bear in mind, and I can gladly walk anyone who's interested through all the options and considerations.